Automotive Column 43 Insuring Classics
Syndicated Newspaper Column
Don't let this happen to you. If you have a classic car or any car for that matter make sure you are properly protected. Review your coverage with your agent on a regular basis to keep up to date.
CAR QUESTIONS TAKEN FROM
OUR WEEKLY TALK RADIO SHOW
Dear Motor Medics,
I have a 1969 Ford Mustang that was my first car. I have restored this car twice and drive it often. It is my baby and I have great feelings for it. My question is about car insurance. I have the car insured with my other daily drivers and take the insurance off in winter to save money. Last winter my worst nightmare happened. It was a nice day so I decided to take the car out for a short spin around the storage lot. I pulled the nose of the car out of the garage and was hit by someone driving down the aisle. The car suffered extensive damage and my company said it was not worth what I thought it was and I was in a dropped coverage month anyways. How can I be sure I get the right coverage for the value of the car year round without going broke?
Scott in Rushville Illinois
Accidents will happen but you can at least cover yourself when they do. Not all insurance companies deal well with classics. You need a company that will work to get you affordable agreed value coverage that is good all year round so you know you are covered and for how much in the unfortunate event of a loss. I use Continental Western Group for my specialty car insurance. They are one company that provides affordable agreed value coverage on a year round basis.
Take care, the Motor Medics
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Advice given by the Motor Medics is for entertainment only. Each problem is different and requires different approaches and answers given here are opinions and just one possibility. In order to make an accurate diagnosis a qualified technician should make a hands-on diagnosis. Always follow all recommended safety procedures and consult with your own qualified technician before attempting repairs of any kind.